Increase Lending Revenue and Reduce Risk
UCC Financings, a data goldmine - but difficult to analyze.
73% of all Small Business Loans are secured by a UCC Financing
The majority of Small Business Financing in the US is secured by a UCC-1 but this data is buried deep within cumbersome state databases with limited search & monitoring functionality.
Analyzing and monitoring UCC activity across a portfolio of current, or prospective customers, can provide lenders valuable insight into risk & sale opportunities. With enhanced UCC data, lenders can identify clients who may be actively searching for new financing, double-pledging assets, borrowing from other lenders, and more. These UCC events can provide high-quality and timely signals to your sales & credit teams.
Lenders, who are monitoring UCC activity have a higher likelihood of increasing originations and reducing risk.
citation: Gopal, M., & Schnabl, P. (2021). The rise of finance companies and FinTech lenders in small business lending.
Easy Access to Critical UCC Data
We analyze and enhance real-world UCC data and provide lenders with intuitive search and monitoring tools, giving them the power to mitigate risk, uncover new opportunities, and make data-driven decisions. Say goodbye to archaic state websites and hello to Springstreet.
Powerful Search
Springstreet's powerful search platform allows users to apply advance filters and uncover critical UCC information.
Actionable Analytics
Springstreet's analytics summarize valuable UCC information. Quickly identify important dates, events, and stakeholders.
Robust Monitoring
Keep up to date on the latest UCC activity within your portfolio. Proactively monitor for UCC changes and address potential issues that may jeopardize your assets.
Customer Service
All users of Springstreet receive full access to our support team to address any questions or concerns you may have. We will always go the extra mile for your business.
Secretary of State Integration
Download and validate UCC information directly from the source. Springstreet offers direct downloads from the Secretary of State databases.
Secured Party Analysis
Springstreet's reports will identify and classify the top Secured Parties and their UCC priority. Instantly get better insight into a portfolio.
Debtor Analysis
Run a reverse-search on Debtor data to discover new financing and sales opportunities. Filter on Debtor data to generate detailed prospect lists.
Detailed UCC History
Dive deep into a UCC's history. Discover important amendments, reassignments, terminations, and expirations.
What people are saying
"Simple and reliable - a breath of fresh air for the industry. I am constantly performing UCC searches for my clients and the current providers are dated. I am grateful that my team found Springstreet's solution."
“We have better insights into our competitors. The portfolio monitoring aspect of Springstreet is pretty remarkable. We've been able to monitor UCC data of our competitors to identify new financing opportunities.”
"I cannot stress how important Springstreet is to our lending operation. When we started with Springsteet it became immediately apparent what was happening within our portfolio. The analytics platform helped us stay ahead."
Predictable Pricing
Basic
Free
Best for smaller volumes. Perfect for a few searches each day.
- Online UCC Lien Searches
- Self-Monitoring UCC Services
- Standard UCC Analytics
- Awesome Email Support
Business
$25/month/state
Companies with moderate to high-volume searches volumes.
- Premium UCC Lien Searches
- Automated UCC Monitoring Services
- Advanced UCC Analytics
- Priority Email & Phone Support
We're confident you'll be satisfied
Legacy providers are failing modern lenders. Outdated interfaces, ineffective search, and poor monitoring is being sold by other providers in with non-transparent pricing.
Luckily, we aren't those people.
Springstreet is composed of naturally supportive and curious individuals. We love digging into data and extracting insights. We love to share knowledge to benefit customers, and we love to build great products.
Take part in the journey and experience a better solution, today.